SAMBO, H. S. Theory of Consumer Choice on Annuity Market and Annuity Decisions in Nigeria . Nigerian Academy of Management Journal, [S. l.], v. 18, n. 1, p. 178–184, 2023. Disponível em: http://namj.tamn-ng.org/index.php/home/article/view/357. Acesso em: 29 apr. 2026.