ONWUCHEKWA, F.; EMELE, E. A.; ENEH, O. M.-R. Digital Business Process and Business Transformation of Banks in Owerri . Nigerian Academy of Management Journal, [S. l.], v. 17, n. 2, p. 39–49, 2022. Disponível em: https://namj.tamn-ng.org/index.php/home/article/view/184. Acesso em: 8 jun. 2026.