AKPAN, E. . I. Globalization: The Opportunities and Threats to Banking Reforms In Nigeria. Nigerian Academy of Management Journal, [S. l.], v. 5, n. 1, p. 68–72, 2023. Disponível em: https://namj.tamn-ng.org/index.php/home/article/view/259. Acesso em: 19 may. 2026.